PalmPay has become one of Nigeria’s fastest-growing fintech platforms, allowing users to send money, receive payments, buy airtime, pay bills, and enjoy cashback rewards. But what happens when you have no internet or your smartphone is down? That’s where the PalmPay USSD code comes in.
In this guide, you’ll learn everything you need to know about the PalmPay USSD code for transfer, including how to transfer money, how to check your balance, how to buy airtime, how to use PalmPay USSD code in Nigeria, and how to secure your account using USSD. If you’ve ever wondered “what is PalmPay USSD code?” or “does PalmPay have USSD code?” — this article answers all your questions.
Does PalmPay Have a USSD Code?
Yes. PalmPay has a USSD code, but it does not work like a traditional bank USSD code operated directly by PalmPay.
Instead, PalmPay partners with banks and mobile networks to provide USSD access for transfers, airtime, and wallet funding. This means there isn’t only one PalmPay USSD code; there are several codes depending on your bank or mobile network.
So if you’re asking:
- what is PalmPay USSD code?
- what’s the USSD code for PalmPay?
- what is the USSD code for PalmPay in Nigeria?
…this guide will give you the exact codes you need.
PalmPay USSD Code for Transfer (All Networks & Banks)
If you want to send money from your bank to PalmPay or from PalmPay to another bank, here are the PalmPay USSD codes for transfer that work in Nigeria.
These codes allow you to transfer money without the internet, using your phone dialer.
1. PalmPay USSD for Transfer Code for MTN Users
If you are on MTN, simply dial:
Dial *652#
This is the PalmPay USSD code for transfer for MTN, allowing you to:
- Transfer money
- Fund your PalmPay account
- Buy airtime
- Check wallet balance
This is also the answer to:
- palmpay ussd code for transfer for mtn
- palmpay code for ussd on MTN
2. PalmPay USSD Code for Transfer (Using Your Bank)
Most bank USSD codes allow you to transfer money directly to PalmPay.
Here are the most common ones:
For GTBank
- Dial 737#.
- Choose Transfer
- Select PalmPay as the beneficiary.
For Access Bank
- Dial *901#.
- Select Transfer.
- Choose PalmPay.
For First Bank
- Dial 894#.
- Select Transfer.
- Choose PalmPay.
For UBA
- Dial 919#.
- Select Send Money.
- Choose PalmPay.
For Zenith Bank
- Dial 966#.
- Select Transfer.
- Choose PalmPay Wallet.
These codes allow you to transfer money instantly from your bank to your PalmPay wallet.
PalmPay USSD Code to Check Balance
If you want to know how to check PalmPay balance with USSD code, simply dial:
- Dial *652#.
- Select “Check Wallet Balance”
This also answers:
- PalmPay USSD code to check balance
- ussd code for PalmPay account balance
PalmPay USSD Code to Buy Airtime & Data
PalmPay users can buy airtime and mobile data using USSD.
PalmPay USSD code to buy airtime:
Dial *652# → Airtime
PalmPay USSD code for data:
Dial: *652# → Data
These codes work in Nigeria for MTN, Glo, Airtel, and 9mobile users.
PalmPay USSD Code to Get a Loan
Many users search for:
- PalmPay USSD code for loan
- how to get PalmPay loan with USSD
PalmPay does not currently offer loan access via USSD.
Loans are only available inside the PalmPay app under the “Finance” section.
However, you can still fund your wallet via USSD to repay loans or complete transactions.
PalmPay USSD Code to Block Your Account
If your phone is stolen or your account is compromised, dial:
- Dial *652#
- select Block Account
This lets you instantly protect your wallet, even without internet.
This section covers:
- how to block my PalmPay account with USSD code
- PalmPay USSD code for account security
PalmPay USSD Code for All Major Uses (Summary Table)
| Transaction Type | PalmPay USSD Code |
| Check Balance | *652# |
| Transfer Money | *652# or your bank USSD code |
| Buy Airtime | *652# → Airtime |
| Buy Data | *652# → Data |
| Block PalmPay Account | *652# → Block Account |
| Fund Wallet (via banks) | *737#, *894#, *901#, *919#, *966# |
How to Use PalmPay USSD Code (Full Guide)
If you’re wondering how do I use USSD code for PalmPay account? or how to use PalmPay USSD code, here’s the basic process:
- Open your phone dialer.
- Dial the PalmPay code *652#
- Choose the service you want.
- Enter your PalmPay phone number when required.
- Confirm transaction.
- Enter your PIN
No smartphone or internet needed!
Why Is PalmPay USSD Code Not Working?
If you’re asking what is wrong with PalmPay USSD code?, the problem may be:
- Your SIM is not registered with PalmPay
- No network coverage
- You are using an unsupported network
- You dialed the wrong USSD code
- PalmPay server downtime
Try again or restart your phone.
Frequently Asked Questions
1. What is the PalmPay USSD code in Nigeria?
The primary code is *652#.
2. What is the USSD code for PalmPay transfer?
Use *652# or your bank’s USSD code.
3. Does PalmPay have a USSD code?
Yes — PalmPay supports USSD through *652# and bank codes.
4. How do I check my PalmPay balance with USSD?
Dial *652# and click Check Balance.
5. What is the USSD code for PalmPay account?
It is *652#.
Conclusion
With the PalmPay USSD code, you can now transfer money, check your balance, buy airtime and data, and secure your wallet, all without internet access. Whether you’re in a low-network area or your smartphone isn’t working, the PalmPay USSD code in Nigeria ensures your transactions stay easy, fast, and secure.
For more helpful mobile banking guides like this, visit Queposts, your trusted platform for everyday fintech tutorials in Nigeria.
