GTBank USSD code: Guaranty Trust Bank, popularly known as GTBank or GTB, is one of Nigeria’s most innovative financial institutions with a strong focus on digital banking. One of its most widely used services is the USSD banking platform, which allows customers to carry out banking transactions using simple short codes on their mobile phones. Many Nigerians rely daily on the GTBank USSD code to send money, buy airtime, check balances, pay bills, and access other essential banking services without visiting a branch or using internet data.
This detailed guide provides a complete and factual breakdown of the USSD code for GTBank, how to activate it, how to use it for transfers, airtime, betting, loans, and solutions to common issues customers experience.
What Is the USSD Code for GTBank
The official USSD code for GTBank is: *737#
This is the primary short code used for all GTBank USSD banking transactions in Nigeria. If you are asking what is GTBank USSD code or what is the USSD code of GTBank, *737# is the correct answer.
The code works on all mobile phones and across all Nigerian mobile networks including MTN, Airtel, Glo, and 9mobile.
GTBank New USSD Code Explained
There has been confusion online about a new GTBank USSD code. GTBank has not replaced *737# with another code. The GTBank new USSD code remains *737#. Updates made by the bank usually involve new features added to the menu, not a change in the short code itself.
So if you are searching for what is the new USSD code for GTBank or new USSD code for GTBank, the correct code is still *737#.
How to Activate GTBank USSD Code
Before you can use the service, you must activate it on your account.
Requirements for Activation
To activate GTBank USSD banking, you need:
- An active GTBank account
- A mobile number registered with GTBank
- A debit card linked to the account
- Airtime on your line
How to Activate USSD Code for GTBank
Follow these steps carefully:
- Dial *737# on the phone number linked to your GTBank account
- Select the option to create or activate USSD banking
- Enter the last six digits of your GTBank debit card
- Create a four digit USSD PIN
- Confirm the PIN
Once completed, your USSD banking is activated instantly.
How to Use USSD Code for GTBank
Using the USSD code GTBank is straightforward. Dial *737# and follow the on screen menu for different services such as transfers, airtime, balance inquiry, bill payments, and account management.
All transactions require your USSD PIN for security.
GTBank USSD Code for Transfer
The GTBank USSD transfer code allows customers to send money quickly to GTBank accounts and other banks in Nigeria.
USSD Code for GTBank Transfer to GTBank
To transfer money to another GTBank account:
- Dial *737*1*amountaccount number#
- Enter your USSD PIN to confirm.
USSD Code for GTBank Transfer to Other Banks
To transfer to other banks including Opay:
- Dial *737*2*amountaccount number#
- Select the recipient bank when prompted.
- Enter your PIN to complete the transfer.
USSD Code to Transfer from GTBank to Opay
To send money from GTBank to Opay:
- Dial *737*2*amountOpay account number#
- Choose Opay as the receiving bank.
- Confirm with your PIN.
Transfers are usually instant depending on network availability.
GTBank USSD Code to Check Balance
If you want to check your account balance without internet access, GTBank makes it simple.
GTBank USSD Code for Balance
- Dial *737*6*1#
- Enter your USSD PIN.
Your account balance will be displayed on your screen immediately.
How to Check BVN on GTBank USSD Code
To check your Bank Verification Number using GTBank USSD:
- Dial *737*6*2#
- Enter your PIN.
Your BVN will be displayed on your screen. This is useful if you need your BVN urgently and do not have access to internet banking.
GTBank USSD Code for Airtime Purchase
GTBank USSD banking allows instant airtime recharge for yourself and others.
Buy Airtime for Yourself
- Dial *737*amount#
- Confirm with your PIN.
Buy Airtime for Others
- Dial 737amount*phone number#
- Enter your PIN.
This works for all Nigerian mobile networks.
How to Fund Bet9ja Account with GTBank USSD Code
GTBank customers can fund their Bet9ja wallets using USSD.
GTBank USSD Code for Bet9ja
- Dial *737#
- Select betting or pay bills.
- Choose Bet9ja.
- Enter your Bet9ja user ID.
- Enter the amount and confirm with your PIN.
GTBank Loan USSD Code
GTBank offers loan products such as QuickCredit and Salary Advance through its USSD platform.
To access loan services:
- Dial *737#
- Select loans.
- Choose QuickCredit or Salary Advance.
Eligibility depends on salary history, account activity, and bank policies.
USSD Code to Liquidate GTBank Salary Advance
Customers who have taken a salary advance can liquidate it via:
- Dial *737#
- Select loan repayment.
- Choose Salary Advance.
- Enter amount and confirm.
This allows quick repayment without visiting a branch.
Why Is GTBank USSD Code Not Working
Some customers experience issues when using the USSD code. Common reasons include:
- Network problems
- Insufficient airtime
- Incorrect USSD PIN
- Phone number not linked to the account
- Temporary system maintenance
If the issue persists, contacting GTBank customer care or visiting a branch is advised.
GTBank USSD Code Nigeria Usage Rules
The GTBank USSD code Nigeria is regulated by banking and telecom authorities. Customers should note:
- Transaction limits apply
- Network charges may be deducted
- Daily transfer limits are enforced for security
Security Tips for Using GTBank USSD Code
To stay safe while using GTBank USSD banking:
- Never share your USSD PIN
- Do not respond to unsolicited calls asking for your PIN
- Block your account immediately if your phone is stolen
- Use only your registered phone number
GTBank will never request your PIN via calls or messages.
Frequently Asked Questions
What Is the USSD Code for GTBank
The official code is *737#
What Is GTBank USSD Code for Transfer
The transfer codes are 7371amountaccount number# for GTBank and 7372amountaccount number# for other banks
What Is the New USSD Code for GTBank
There is no new code. The correct code remains *737#
Can I Use GTBank USSD Without Internet
Yes. The service works without internet access
Benefits of Using GTBank USSD Code
GTBank USSD banking offers:
- Fast transactions
- 24 hour availability
- No internet requirement
- Easy access on any phone
- Secure PIN protected operations
These benefits make it one of the most reliable mobile banking options in Nigeria.
Conclusion
The GTBank USSD code provides a complete, fast, and secure way for customers to handle everyday banking transactions such as transfers, airtime purchases, balance checks, betting payments, loan access, and more. By dialing *737#, GTBank customers can manage their finances conveniently anytime and anywhere in Nigeria without relying on mobile data or visiting a bank branch.
Staying informed about banking USSD codes helps users avoid delays, reduce errors, and improve financial confidence. Queposts continues to deliver accurate, well researched, and easy to understand guides on GTBank services, USSD codes, and digital banking solutions, making everyday banking simpler for Nigerians.
