In today’s fast-paced digital world, Moniepoint has become one of the most trusted financial platforms in Nigeria. It’s reliable, secure, and incredibly easy to use. Whether you’re transferring money, checking your balance, or paying bills, knowing the Moniepoint USSD code can save you time especially when you don’t have access to the internet.
In this guide, Queposts will walk you through everything you need to know about the Moniepoint USSD code for transfer, how to activate it, how to use it for airtime, and even how to check your balance.

What Is Moniepoint USSD Code?
Let’s start with the basics: What is Moniepoint USSD code?
The USSD code for Moniepoint is a simple short code that allows you to perform banking transactions from any mobile phone without needing data or internet access. With the Moniepoint USSD code, you can send money, buy airtime, check your balance, or even open a Moniepoint account in seconds.
So, what’s the USSD code for Moniepoint?
The official Moniepoint USSD code for transfer in Nigeria is *888#.
This code for Moniepoint USSD gives you access to a wide range of services including transfers, airtime purchase, and account management.
How to Enable Moniepoint USSD Code
Before you can start using the Moniepoint USSD code for transfer, you need to make sure your Moniepoint account is active and your phone number is linked to it. Here’s how to activate the Moniepoint USSD code:
- Dial *888# on the phone number you registered with Moniepoint.
- Select “Activate Account” or follow the on-screen prompts to register.
- Set up your transaction PIN (this will be used to confirm transfers).
- Once activation is successful, you can start using the Moniepoint USSD transfer code right away.
That’s it! You’ve just learned how to enable Moniepoint USSD code on your phone.
How to Transfer Money Using Moniepoint USSD Code
The most popular feature people ask about is the Moniepoint USSD code to transfer money. With Moniepoint, sending money to another account, whether it’s Moniepoint or another bank is fast and easy.
Here’s how to do it:
- Dial *888# on your registered phone number.
- Choose the “Transfer” option.
- Select the bank you want to send money to.
- Enter the recipient’s account number.
- Type in the amount you wish to send.
- Enter your USSD PIN to confirm the transaction.
You’ll receive an instant message confirming your transfer. That’s the USSD transfer code for Moniepoint in action; no data, no app, just instant banking.
If you’re wondering what is the USSD code for Moniepoint transfer, it’s still *888#.
How to Use Moniepoint USSD Code for Transfer to Bank Accounts
The Moniepoint USSD code for transfer to bank account works the same way as regular transfers. Once you select “Transfer,” choose your recipient’s bank (like GTBank, Zenith, or Access Bank), and follow the prompts.
It’s simple, fast, and works on any mobile network in Nigeria. Whether you’re sending to another Moniepoint account or a different bank, the Moniepoint USSD code to transfer money is all you need.
How to Check Balance on Moniepoint Using USSD Code
If you want to know your account balance, you don’t need the app or internet connection. You can easily check it using the Moniepoint USSD code for balance.
Here’s how:
- Dial *888#.
- Select “Check Balance.”
- Enter your PIN.
Your current account balance will appear on your screen immediately.
That’s how simple it is to check Moniepoint balance using USSD code.
Moniepoint USSD Code for Airtime and Data
The Moniepoint USSD code for airtime and data makes it easy to top up your phone or buy data bundles anytime.
- To buy airtime for yourself: Dial *888*Amount#
- To buy airtime for others: Dial *888*Amount*RecipientNumber#
- To buy data: Dial *888#, select “Buy Data,” and follow the prompts.
So if you ever wonder what is the Moniepoint USSD code for data or airtime, it’s all under *888#.

How to Open a Moniepoint Account with USSD Code
If you don’t have a Moniepoint account yet, don’t worry, you can create one without a smartphone or ATM card.
Here’s how to open Moniepoint account with USSD code:
- Dial *888# on any mobile phone.
- Choose “Open Account.”
- Follow the on-screen instructions.
- Provide your full name and date of birth.
- Confirm your registration with a PIN.
Congratulations! You now have a Moniepoint account created using the Moniepoint USSD code without ATM card or internet.
How to Use Moniepoint USSD Code for OTP or Authentication
Sometimes, you may need to receive a One-Time Password (OTP) for confirming high-value transactions. If you ever see a prompt mentioning Moniepoint USSD code for OTP, it simply means your transaction will be verified using your registered number or your USSD PIN.
This ensures your account stays secure every time you make a transfer.
Common Issues with Moniepoint USSD Code and How to Fix Them
If your USSD code for Moniepoint transfer isn’t working, try these quick fixes:
- Make sure you’re using the phone number linked to your Moniepoint account.
- Ensure your SIM has network coverage.
- Check that your Moniepoint account is active and verified.
- If you recently changed SIMs or devices, you may need to reactivate your Moniepoint USSD code.
If you still face issues, contact Moniepoint customer support or visit a nearby Moniepoint agent for help.
Why You Should Use Moniepoint USSD Code
Here’s why Nigerians love the Moniepoint code USSD for their transactions:
- Works on all mobile networks.
- No need for internet or smartphones.
- Fast and secure transfers.
- 24/7 availability.
- Easy account access anywhere in Nigeria.
So, if you’ve ever asked what’s Moniepoint USSD code and why it matters, now you know; it’s the key to banking freedom.
FAQs About Moniepoint USSD Code
Q: What is the USSD code for Moniepoint?
A: The official Moniepoint USSD code is *888#.
Q: How to use Moniepoint USSD code?
A: Simply dial *888# and follow the on-screen instructions to transfer money, buy airtime, or check balance.
Q: How to activate Moniepoint USSD code?
A: Dial *888#, select “Activate Account,” and set your PIN.
Q: Can I check my Moniepoint balance using USSD code?
A: Yes, use *888#, select “Check Balance,” and enter your PIN.
Q: Is Moniepoint USSD code available in Nigeria?
A: Yes, the Moniepoint USSD code Nigeria users can dial works nationwide.
Q: What is the USSD code for Moniepoint transfer to bank account?
A: Use *888#, select “Transfer,” and follow the prompts.
Final Thoughts
The Moniepoint USSD code for transfer makes digital banking easy, reliable, and accessible for everyone, even without a smartphone. Whether you’re sending money, checking your balance, or recharging airtime, all you need is *888#.
So the next time someone asks, “What is the USSD code for Moniepoint?”, you already know the answer, and how to use it.
Bank smart, stay connected, and enjoy stress-free transactions with the Moniepoint USSD transfer code.
Written by Queposts, Nigeria’s trusted source for digital banking guides, fintech tips, and lifestyle content made simple.


